What Compensation Is Available for Rideshare Accident Victims?

Monroe Rideshare Accident Lawyers: Your Guide to Uber & Lyft Claims

After an Uber or Lyft accident, there may be several avenues of compensation available to you. While it may be possible to bring a claim directly against Uber, Lyft, or another rideshare company, these entities often limit their liability by classifying their drivers as “independent contractors” rather than “employees.” This means that the rideshare company may deny that it is responsible for the actions of its drivers and, therefore, that it does not owe you any compensation after the accident.

That being said, Uber and Lyft both offer coverage for people who are injured in accidents caused by their drivers. The coverage that may be available depends on the circumstances—Uber and Lyft only offer coverage when the driver has the app turned on. If the driver is not active on the app, he or she is not considered to be “on the clock,” and no coverage applies.

Uber and Lyft offer the following coverage amounts: 

• $50,000/$100,000 for Bodily Injury per Person/Accident: This coverage applies when the rideshare driver is logged into the app but has not accepted a ride yet.
• $25,000 for Property Damage per Accident: This coverage applies when the rideshare driver has the app turned on but has not accepted a ride.
• $1 Million: Uber and Lyft offer $1 million in total coverage when the driver has the app turned on and has accepted a ride, regardless of whether the passenger is in the vehicle.

So, if you were injured in an accident as an Uber passenger, you may be able to recover compensation under the $1 million policy. If you were hit by a Lyft driver while driving your own car, and the Lyft driver was looking for a passenger he or she was supposed to pick up, you could be entitled to compensation under the $50,000/$100,000/$25,000 policy.

At Parker Alexander, we help injured rideshare accident victims seek fair compensation for all their economic and non-economic damages, including but not limited to:

• Medical costs
• Future medical expenses
• Lost income/wages
• Future lost earnings
• Lost/reduced earning capacity
• Lost/reduced quality of life
• Pain and suffering

If your loved one died in a fatal rideshare accident, we can help you file a wrongful death lawsuit and seek the justice you and your family are owed. We fight to hold negligent people and parties accountable for the devastation they cause and are ready to aggressively represent you and your rights.

Understanding Liability in Rideshare Accidents in Monroe

Sometimes, rideshare drivers are involved in accidents for which they are not completely at fault. If the blame lays entirely with someone else—such as another motorist, pedestrian, or bicyclist—you cannot file a lawsuit against the rideshare company. Instead, you would file a standard personal injury claim against the at-fault person or party.

If, however, the rideshare driver was partially at fault, you may be able to recover compensation from his or her employer. Under Louisiana’s pure comparative negligence rule, injured victims can seek compensation from individuals who share a portion of the blame, even when the injured party is also partly at fault.

These cases are very complex; we urge you to contact our Monroe Uber and Lyft accident lawyers right away to learn how we can help. In Louisiana, you only have one year from the date of the accident to bring your case. Don’t wait until it’s too late!

Get Expert Legal Help After a Rideshare Accident

At Parker Alexander, we offer client-focused, results-driven representation. Our team is available to meet with you at the most convenient location, including your home or the hospital. We offer same-day, evening, and weekend appointments and provide free consultations by phone or in person. We also offer contingency fees, meaning you do not pay anything unless/until we recover compensation for you.

To get started with a no-cost, no-obligation consultation, please call (318) 625-6262 today.